So you are thinking of buying a home
in BC? Awesome! It is a beautiful province and buying a
home in British Columbia is a great long term investment.
Now the CMHC program allows anyone the ability to buy a
home for as little as 5% down.
Here are a few BC mortgage homebuyers
tips for understanding the Canada mortgage and housing
Corporation’s rules (CMHC) for the using a 5% downpayment
for a BC mortgage:
CMHC 5 % DOWN PROGRAM
I would like to introduce myself,
my name is Gregory Stanley CFP AMP - your personal BC mortgage
broker with over 20 years experience in the financial services
industry and I am considered a BC mortgage expert - and
a national expert in the Canadian lending marketplace.
I pride myself in finding the best and lowest rate BC mortgage
for all my clients. My mission statement ‘my first
interests are in your best interests’ has served
my clients - and me - well over the years.
You can jump into a purchase with
as little as just 5% down payment to purchase a home. Why
buy a home? Well, you have to live somewhere. So instead
of throwing money away into rent you may as well pay towards
owing your own house. Forget about the pride of ownership.
Forget about the peace of mind of being able to decorate
anyway you wish…or the security in knowing that you
can live in a place for as long as you wish to - on your
time table and not a landlords. And finally let us forget
about the fact that you can make profits in BC real estate
- as many BC homeowners have done in the last 8 years.
Forget all this. And just think of the worse case scenario.
Assume you buy a BC home and obtain
a 25 year BC mortgage and then live there for twenty five
long years … and in all that time real estate values
do not even increase by one penny! Sound bad? No! The worse
thing that can happen to you is that in 25 years your BC
mortgage is paid off. No more BC mortgage payments. The
rest of your life is ‘BC mortgage’ free and ‘rent
free’. And just think of all the fun things you could
do in life …boating, golfing & travel…or
just having more cash to hang out with your loved ones
more.
As your personal BC mortgage broker
I can help you get started in your BC home purchase by
doing two things. As your personal BC mortgage broker I
am networked with ‘buyer’ real estate agents
across British Columbia. These agents are used for the
sole purpose of finding you a suitable property that a
BC lender would approve of and give you the best mortgage
British Columbia loan and to negotiate the best purchase
price for you. I have a relationship with them. They are
working with me ‘ahead of time’ understanding
my BC mortgage lending requirements for you to obtain the
best BC mortgage financing. I will get you pre-approved
with the best BC mortgage lender. You will get the best
lowest rate BC mortgage. It is really that simple. Closing
dates are discussed ahead of time. Everything, including
negotiating purchase price, the contract of purchase of
sale agreement, is discussed with me with the real estate
agent. I am very hands on in this entire process. This
ensures in my mind that you are truly getting the best
BC home purchase deal and BC mortgage financing deal possible.
As your personal BC mortgage broker
I will shop the BC lender marketplace for the best and
lowest BC mortgage rates. And, besides BC mortgage rates,
I will discuss the important BC mortgage provisions that
will ensure the right contractual mortgage British Columbia
terms for you and your family. There are many options to
choose from for your BC mortgage financing. As your personal
BC mortgage specialist I can assist you in making the right
choice for your BC mortgage loan.
If you would like Gregory Stanley,
CFP AMP to be your personal BC mortgage broker to help
you with all your BC mortgage financing needs CLICK
HERE
