So you
are thinking of buying a home in Alberta? Awesome!
It is a beautiful province. It will be a great long
term investment. Now the CMHC program allows anyone
the ability to buy a home for as little as 5% down.
Here are a few Alberta mortgage
homebuyers tips for understanding the Canada mortgage
and housing Corporation’s rules (CMHC) for the
using a 5% downpayment for an Alberta mortgage:
CMHC 5 % DOWN PROGRAM
You can
jump into a purchase with as little as just 5% down
payment to purchase a home.
Why buy a home? Well, you have to live somewhere. So
instead of throwing money away into rent you may as well
pay towards owing your own house. Forget about the pride
of ownership. Forget about the peace of mind of being
able to decorate anyway you wish…or the security
in knowing that you can live in a place for as long as
you wish to - on your time table and not a landlords.
And finally let us forget about the fact that you can
make profits in Alberta real estate - as many Alberta
homeowners have done in the last 8 years. Forget all
this. And just think of the worse case scenario.
Assume you buy a Alberta home and
obtain a 25 year Alberta mortgage and then live there
for twenty five long years … and in all that time
real estate values do not even increase by one penny!
Sound bad? No! The worse thing that can happen to you
is that in 25 years your Alberta mortgage is paid off.
No more Alberta mortgage payments. The rest of your life
is ‘Alberta mortgage’ free and ‘rent
free’. And just think of all the fun things you
could do in life …boating, golfing & travel…or
just having more cash to hang out with your loved ones
more.
As your
personal Alberta mortgage broker I can help you get
started in your Alberta home
purchase by doing two things. As your personal Alberta
mortgage broker I am networked with ‘buyer’ real
estate agents across Alberta. These agents are used for
the sole purpose of finding you a suitable property that
an Alberta lender would approve of and give you the best
mortgage Alberta home loan and to negotiate the best
purchase price for you. I have a relationship with them.
They are working with me ‘ahead of time’ understanding
my Alberta mortgage lending requirements for you to obtain
the best Alberta mortgage financing. I will get you pre-approved
with the best Alberta mortgage lender. You will get the
best lowest rate Alberta mortgage. It is really that
simple. Closing dates are discussed ahead of time. Everything,
including negotiating purchase price, the contract of
purchase of sale agreement, is discussed with me with
the real estate agent. I am very hands on in this entire
process. This ensures in my mind that you are truly getting
the best Alberta home purchase deal and Alberta mortgage
financing deal possible.
As
your personal Alberta mortgage broker I will shop the
Alberta lender marketplace for
the best and lowest Alberta mortgage rates. And, besides
Alberta mortgage rates, I will discuss the important
Alberta mortgage provisions that will ensure the right
contractual mortgage Alberta terms for you and your family.
There are many options to choose from for your Alberta
mortgage financing. As your personal Alberta mortgage
broker specialist I can assist you in making the right
choice for your Alberta mortgage loan.
If you would like an Alberta
mortgage broker to help you with all your Alberta mortgage
financing needs Apply
Now!